The Implicit Punishment of Daring to Go to College When Poor.
Skip the annotate part： if anything is missing, just make up one
proposal……….
Any reference is fine as long it talks about high tuition cost
Task 1:
Read the “The Implicit Punishment of Daring to Go to College When Poor.” Also, skim the chapters relating to Wealth or Education from World of Ideas to remind yourself of some of the issues about the high cost relating to education. Do some preliminary research about financial literacy and education to find a topic that can reasonably write about.
“Is it possible the topic is too narrow that It will have difficulty finding enough published material? Is the topic so broad that there will be too much information for a research paper?”
Identify your narrowed/focused research topic at the top of the page.
Explain the purpose of the research project. Answer such questions as: “What do I already know about this issue?” “What do I want to learn?” “What questions do I want to answer?” “What problem or problems do I want to solve?” “What problems or obstacles do I see in completing this project?” Explain the topics you I investigate.
If it conducted a preliminary search for published sources that are relevant to your proposed topic, describe the material you have found.
High Cost Of Higher Education Archives
In today’s society, earning a degree in any subject is crucial. The importance of higher education is further highlighted by the fact that having skills and knowledge above your employment is a must. In particular, for employment advancement that would result in a higher salary than that of the candidate’s peers. The minimal education need of a high school diploma is no longer sufficient to ensure financial security in our increasingly competitive economic society, nor will it help one compete in a labor market where the most educated are those who are paid the most. The ability to climb the social ladder and be eligible for better-paying employment depends heavily on having a higher education. Although, Americans are finding it more challenging to complete college because of the increasing tuition expenses. Exorbitant tuition and student loans are the main two factors that prevent some people from attending college or from completing their degrees. Undoubtedly, our government had to implement reform and develop a budget that would make it possible for people to attend school without having to shoulder a significant financial burden, to assist with the cost of education for lower and middle-class families. The federal government and the Department of Education need to take a more active role in finding a solution. The country can gradually take the necessary step to subsidize and make college an affordable and viable option for individuals in America by conducting additional research on college tuition in other nations as well as in our own, enacting new taxes on corporations, and putting in place some kind of free community programs.
The expense of tuition at many colleges is a significant factor in why college is now so expensive. Starting to modify our tuition in line with inflation is one of the first steps toward college reform. The cost of tuition has been continuously rising at numerous colleges around the country, making it impossible for many students to afford college. For college freshmen, the cost of tuition has been a significant barrier: ” The average price of college is continuing to rise more rapidly than the consumer price of the index” (Baum). The government is gradually making it more difficult to go and pay for college rather than assisting Americans who want to enroll in a school. When student loans are added to the cost of tuition, it is the high tuition that prevents college freshmen from graduating and puts many of them in financial difficulty. Gaining an education is becoming increasingly challenging and problematic as a result of the economy’s high inflation rate. The government would undoubtedly like to see an increase in the employment rate in the country. Nevertheless, when Americans are trying desperately to get a degree, they must deal with the burdensome, expensive tuition rates that have caused many to delay graduation and cause a college student to accrue more debt than is necessary. As a result, rather than focusing on earning a college advanced degree, students frequently worry about debt and money. In addition, removing the obstacle of high tuition fees would be a wise decision and would help many individuals relieve the burden of having to pay more for education. Higher education is regarded as a key economic advancement. If all 18 and 24-year-olds attended college, the unemployment rate would drop by 2 million, and fewer people would require government assistance, which a survey showed evidence of “Eighty-two percent of the roughly 1,000 survey respondents said the government should make bringing down the cost of college a priority. Student-loan borrowers felt the same: Nearly 60 percent of that group said the government should focus on making college more affordable for future students”(Audrey). Additionally, the government would be required to support these schools thanks to the federal scheme to finance higher education, freeing up funds for other essential services. This demonstrates that fees are only a roadblock to education. It is not beneficial to anyone and just creates a frustrating obstacle while attempting to find and earn a degree. The two million unemployed individuals might boost our economy since more people working means a healthier economy.
The government has to start looking at the cost of higher education in other nations to make college more accessible to college freshmen. The American government can make the required change to our college system with the aid of more thorough research on how other nations finance higher education. According to a Washington Post article by Bernie Sanders, ” In Finland, Denmark, Ireland, Iceland, Norway, Sweden and Mexico, public colleges and universities remain tuition-free”. In comparison to the United States, all of these other nations, particularly those in Europe, have transformed and have a very different outlook on education. Many of these nations think attending college is essential to both economic success and scholastic advancement. They desire that their citizens acquire the abilities and information required for employment, which will support economic stability. The belief in these nations is that charging exorbitantly high tuition might discourage students, making them decide not to pursue higher education. While enrolling as an international student, Americans can essentially get a college education for free, according to Sanders, who also notes a rise in American students leaving the country to attend European universities: “That’s why every year, more than 4,600 leave the United States and enroll in German universities”(Sanders). There is an enormous number of American exchange students who are deciding to pursue higher education abroad. Anyone may obtain a degree from one of the best universities in Europe for a much lower cost compared to universities in America. Germany notably continues to be tuition-free, although many European nations provide education with tuition and drastically reduced prices for international students. Students from other countries are also included in this, not just those from Germany or Europe. In Germany, excessively high college tuition is seen as a strategy to limit students’ access to opportunities. The German government has made an effort to alter the cost of tuition by either decreasing it or obliterating it, except for the minor administration charge that college applicants must pay. For American students, receiving a free education by choosing to attend college in Europe is a major benefit. While it can appear financially viable, many people find it impractical to leave the nation for free education.
While more studies should be conducted in other nations to assist in determining methods to lower tuition costs, it should be taken into consideration to investigate a way to pay universities by raising taxes on the wealthy. Many different enterprises receive funding from the government. In an article, Daniel Fogel discusses how the government supports businesses more than it supports the public college in the United States: “Public education is critical, especially during macro stabilization and price and market reforms. Public understanding of market forces is critical for the government as officials need the support of the citizens during very difficult times”. The expense would be covered by a levy on financial activities like stock trading and derivatives. It is a challenge to create a higher education system that is inexpensive. It would be financially beneficial to have a higher education system that is inexpensive. According to Fogel, taxing large firms is a practical way to guarantee that everyone who wants to attend college may do so. Taxing derivatives and stock trade may be quite beneficial. A large firm may contribute to funding and lower the cost of education by paying for greater federal taxes, which would move over to the government for college funds. By progressively raising income taxes. government subsidies to the gas and oil industries amount to billions of dollars. Many more Americans might attend college with the help of such money. In addition, the government should impose new federal taxes on the massive enterprise to help pay for college tuition and additional funding will give huge corporations throughout the United States. According to The Washington Post, Sanders proposes a new federal tax, on financial transactions, including stock, bond, and derivative trading, in order to fund free in state-tuition. This would significantly cut tuition prices as well as require huge firms to incur more costs. The extra funds that companies raise might be utilized to help students afford to attend a free public university. According to Bernie Sanders: ” This new federal tax would provide at least $47 billion for states to cover the cost of undergraduate tuition”. The financial dynamic and structure of how we deliver education to American citizens might be changed or eliminated under this idea. The government might alter how college education is financed nationwide by raising taxes.
Another way to make college more affordable is to implement the Obama administration college plan, which provides everyone an opportunity to attend a two-year community college. This is the cheapest method to access higher education for Americans. Earlier in the day, President Obama announced his American college proposal to try to help students earn crucial workforce skills and the first half bachelor’s degree at low cost. He also proposed a new American Technical Training Fund to expand innovative, high-quality technical training programs which ” focus[es] not just on four-year college degrees”(Wire Staff). Those who might not be interested in pursuing a four-year college degree could use this method to continue their education after high school. This would enable them to enroll in a technical or vocational school and acquire the skill needs to land jobs. Allowing students to get an Associate’s degree and increasing the employment rate among Americans would both result from the provision of a two-year college and this will boost economic efficiency and significantly lower unemployment. Hillary Clinton has been vociferous about allowing young college graduates free entry to community college in her 2016 presidential campaign: “According to the report, students who graduated from New Hampshire colleges and universities in 2015 left with an average of $36,101 in debt Delaware was the highest in 2014. The report shows average student debt in New Hampshire jumped 8 percent from 2014 to 2015. Nationally, 68 percent of graduating seniors have student debt leaving with an average of $30,100″(Business Review). Clinton and several Democrats appear to be in favor of free college. Clinton sees the middle class, which includes families with lower incomes, as deserving of assistance. She points out that New Hampshire is the second-highest average state struggling with student debt.
In conclusion, we can change our higher education system by reducing tuition costs, enacting specific federal taxes on companies, and making opportunity college affordable for everyone. These policies’ development and implementation may influence American college students now and in the future. Making college more affordable would make it simpler for Americans to earn a college degree, which can help improve our economy, and strengthen democracy. Making college more affordable would no doubt reduce the financial burden that surrounds the college experience in America.
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