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October 2, 2019

Topic 1 DQ 1 Math

APA, Mathematics, University

42312In Chapter 1 of the text (1-13) you will look at calculating a monthly payment for a loan. A simpler problem is to compute the amount a loan would cost you in one month.
Using information from an internet source, determine the current interest rate a credit card or loan. Suppose you borrow $1,000 (or spend $1,000) on a credit card. How much will you owe in one month? 6 months if you pay nothing for 6 months?
Compute the 6 month cost in two ways:
Make 6 monthly computations. Enter these as formulas in a spreadsheet. (The goal here is really getting you to use spreadsheets and formulas for computations.)
Use the formula, A= 1000*(1 + r)^(N) where N = the number of periods (6) and r = the periodic interest rate = APR/12, where APR is the annual percentage rate.
Here are a couple of options to research loans that do not require personal information. Top10PersonalLoans, Credit Karma.
A Microsoft Excel spreadsheet is required for this DQ.

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