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November 2, 2022

It is a trend among employers now to tie health risks, including BMI, cholesterol levels, diabetes and other disease risks to health insurance rates.

http://www.marketwatch.com/story/selling-health-insurance-by-the-pound-2013-01-30

https://www.valuepenguin.com/life-insurance-overweight-obese

Review the above articles regarding BMI and insurance rates. It is a trend among employers now to tie health risks, including BMI, cholesterol levels, diabetes and other disease risks to health insurance rates. Employers are giving “discounts” to individuals with lower BMI, low cholesterol, non-smokers, etc. In addition, higher life insurance rates are linked with overweight and obesity. Discuss your thoughts on weight management and whether or not it should be used as an incentive to lower health insurance premiums.

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