case study information Vadicap (not real company) is one of Asia’s fastest-growing FinTech-driven investment firms specializing in the alternative lending space.

case study information Vadicap (not real company) is one of Asia’s fastest-growing FinTech-driven investment firms specializing in the alternative lending space. Our goal is to help fill a US$500 billion MSME credit gap by facilitating lending capital to over 300 million unbanked and underbanked people in the region. We handle the money provided by non-bank lenders, and lend the money to borrowers.

Non-bank lenders include Microfinance Institutions, Multi-Finance Companies, Leasing Companies, Cooperatives, P2P Lenders, Marketplace Platforms. Borrowers include MSMEs, Self-Employed, Individuals, Farmers, Consumers. Our vision is to be the trusted partner to investors, allowing them to access private debt with stable, recurring cash flows and a unique level of portfolio diversification. We aspire to power the region’s alternative lending platforms, enabling financial access to millions of underbanked consumers and small and medium enterprises. We focus on debt investment opportunities, with deal sized between US$5 to US$30 million.
Ouestion Based on your understanding of Vadicap’s business model and the alternative lending industry, please do a short market research and choose the top 3 loan originators in Southeast Asia (excluding those based in Singapore and Malaysia) that, in your view, Vadicap should provide lending capital to.
Requirements – Select only loan originators operating within these segments: Education finance, affordable housing finance, agriculture finance, and/or green finance. – You should explain (1) why you consider each originator to be in the region’s top 3, (2) the key investment rationales, and (3) potential investment risks. – Each segment should have at least 8 points, and should have data and references to support your arguments (i.e. put website links at the end if applicable). – The top 3 loan originators do not necessarily have to be by size. You may want to consider other factors, including their business models, fmancials, and credit-related factors (including liquidity, credit risk, payback ability, etc).