Draw a business diagram
Use this info to draw a business diagram if you think you can add something go ahead and do it.
[Client approaches the bank]
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[Client chooses the method of contact: branch, website, mobile app]
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[Application is directed to the decision-making unit]
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[Bank’s automated system checks the client and returns a response]
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[Decision-making unit contacts the credit bureau for credit history check]
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[Decision-making unit contacts the risk assessment department]
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[Bank evaluates the client’s financial situation]
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[Bank offers the client optimal loan or credit terms]
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[Client agrees to the proposed terms]
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[Bank makes a decision on granting the loan or credit]
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[Bank disburses the loan or credit to the client]
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