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May 10, 2024

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.

General Question

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.

Questions:

CHAPTER 11 – Escrow and Title Insurance Companies

1. What does an Escrow company do? How does escrow benefit the buyer and seller? Be specific.

2. What are the legal requirements for a valid escrow? Who decides which escrow company to use? Who pays for escrow?

3. What do title insurance companies insure against? What is a preliminary title report? Be specific.

4. What is considered standard coverage? What is extended coverage? What does CLTA and ALTA mean and which is the standard coverage and which is the extended coverage? Who pays for title insurance?

5. What is the difference between recurring and nonrecurring closing costs? Give specificexamples.

Please number your responses to match the questions.

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