What are the main goals of the Affordable Health Care Act?
HLT 600 Week 1 Discussion 1 Latest
A hallmark of President Barack Obama’s administration has been the introduction of his Affordable Health Care Act. What are the main goals of the Affordable Health Care Act? Provide an argument for or against its implementation. Make sure to provide evidence to support your position. Respond to two other peers with differing opinions and identify points that you feel may sway you to reconsider your opinion. If you do not find points that may make you reconsider, describe why you disagree with the peer’s response. One-sentence posts or peer responses are not appropriate and will not receive full credit.
ADDITIONAL INFO
What are the main goals of the Affordable Health Care Act?
Introduction
The Affordable Care Act (ACA) is a landmark piece of legislation that aims to increase insurance coverage and reduce costs. It increases access to medical care by requiring everyone in the US to have some form of health insurance by 2014. The ACA also limits how much insurers can charge consumers based on their age, health status, geographic location, and family size (known as community rating). By regulating these components of the insurance marketplace, the law makes it easier for people who have been denied coverage or charged higher premiums due to pre-existing conditions or gender discrimination to find affordable plans.
Extend insurance coverage to the approximately 15% of the population that is currently uninsured
The Affordable Health Care Act is intended to help uninsured Americans get coverage, and it does so by doing the following:
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Ensuring that all Americans can buy insurance through state-run exchanges. In addition to expanding Medicaid, which helps low-income adults obtain health care, the act also allows people who don’t qualify for Medicaid to purchase insurance on these exchanges. This means that if you make less than 133 percent of the federal poverty level (about $15,000 per year for an individual), you might be able to afford health care through this program—even if your employer doesn’t offer it or you’ve been denied coverage because of a pre-existing condition or other reasons.
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Allowing young adults up until age 26 years old without dependent children access some benefits in their parents’ plan (if they are eligible). While most young people aren’t required by law to have health insurance because they’re not covered under their parents’ plan yet (and may still be covered under student loans), those who do want their own individual plans will now have more options available within affordable monthly premiums based on income levels between 4% and 9%.
Reduce the overall cost of health care in the US
The Affordable Care Act (ACA) was designed to accomplish a number of goals:
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Reduce the number of uninsured Americans. As you may know, this is one of the most important goals for Democrats and Republicans alike. The ACA has succeeded in reducing the number of uninsured by millions since its passage in 2010 and continues to do so today.
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Reduce overall health care spending by increasing access to preventive care like checkups and vaccinations, as well as increasing efficiency through better coordination between providers who are paid differently based on their level of expertise or training.
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Increase quality by holding hospitals accountable for providing high-quality care while also promoting best practices across all healthcare providers in an effort to improve outcomes rather than simply treating symptoms alone (like antibiotics).
Bring fairness to the insurance industry, ending practices such as denial of coverage for pre-existing conditions and gender discrimination
The Affordable Care Act, or ACA, is a set of laws that seek to improve health care in the United States. One of its key goals is to bring fairness and equality to the insurance industry by ending practices such as denial of coverage for pre-existing conditions and gender discrimination.
The ACA also requires all Americans who can afford it to purchase health insurance or pay a fine. This is known as “individual mandates” because each person must do so individually rather than being mandated by an employer or government entity through taxation or coercion (such as fines).
Under this system, healthcare providers must accept patients regardless of their financial situation in order for them not only receive proper treatment from qualified professionals but also receive adequate health care coverage — including mental health services!
Give individuals more control over their own health care
The Affordable Care Act is designed to give individuals more control over their own health care. It allows people to shop around for insurance, choose their own doctors and treatments, and make decisions about when and where they receive care.
The law aims to provide affordable coverage that meets the needs of all Americans—including those with pre-existing conditions—by creating a new marketplace where individuals can purchase health insurance through state-based exchanges or directly from an insurer.
Reduce government involvement in healthcare decisions
As you might have guessed, the Affordable Care Act is a law that regulates healthcare policies. And it does so in a number of ways:
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It provides subsidies for low-income Americans to purchase insurance through state health insurance exchanges. These subsidies are available regardless of your income or if you’re currently insured via another plan (like Medicare).
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It requires all insurers provide certain benefits such as maternity care and prescription drugs for children under 18 years old; this is known as “essential health benefits” or EHBs. For example, if an employer offers family coverage with no other plans available at its price point—which can be less than $75 per month per adult employee—and they want to offer full coverage with EHBs added on top of it? The employer would need to pay an additional fee equal to $2 million per year ($25 million total outlay) because they will be required by law (thanks again!)
The Affordable Care Act aims to increase insurance coverage and reduce costs.
The Affordable Care Act aims to increase insurance coverage and reduce costs. The law also strives to bring fairness and control to the insurance industry by introducing new rules that ensure Americans can get affordable healthcare.
The goal of these reforms is twofold: first, it has been designed so that all Americans will have access to health care, regardless of their income level; second, it’s meant as an attempt at reducing government involvement in healthcare decisions (more specifically: how much medical care you receive).
Conclusion
The Affordable Care Act is a long-term goal, but it’s already making a difference. It will take time for the full effects of the law to be felt, but we’re moving in the right direction. The next step forward is expanding Medicaid coverage so more people have access to affordable insurance.
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