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July 19, 2023

Describe at least two (2) advantages and two (2) disadvantages of selling your home yourself instead of hiring a realtor.

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ASSIGNMENT 04

C07J Personal Finance

Directions: Be sure to save an electronic copy of your answer before submitting it to Ashworth College for grading. Unless otherwise stated, answer in complete sentences, and be sure to use correct English, spelling and grammar. Sources must be cited in APA format. Your response should be four (4) double-spaced pages; refer to the “Assignment Format” page located on the Course Home page for specific format requirements.

Part A: 1. Allison expects her monthly cash inflow after taxes to be $3000. She also has the following monthly expenses: Rent, $750; student loan payment, $200; utilities, $150; food, $300; recreation, $600; car expenses, $200; clothing, $150. What is Allison’s net cash flow for the current month?

2. Judy has cash inflows of $3,000 for the month of June. Her expenses or cash outflows were $4,000. List two (2) options for Judy to meet her financial obligations in June and indicate the effect (increase or decrease) of these options on her assets and liabilities.

Part B: Describe how credit cards affect the following.

1. Your personal budget

2. Your income statement

3. Your balance sheet

Part C: Describe at least two (2) advantages and two (2) disadvantages of selling your home yourself instead of hiring a realtor.

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