Homeowner Flood Insurance Affordability Act, passed by President Obama in 2014.
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Research Topic: Homeowner Flood Insurance Affordability Act, passed by President Obama in 2014.
Approach: explore its impact on homeowners as well as the National Flood Insurance Program.
Approach: analyze the provisions of the act, such as its gradual increase in rates to reflect flood risk and elimination of subsidized premiums for pre-FIRM policyholders.
Approach: examine how the transition time provided by the act allows homeowners to adapt and implement damage mitigation measures to lower their risk and premiums or sell their properties.
Approach: analyze the various objections that led to the act’s creation, such as concerns over affordability and escalating premiums.
Approach: assess the effectiveness of the act in addressing these concerns and whether it achieved its intended goals.
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