you ar reviewing the vision exam benefits for Antwan Bergman. He presented for an eye exam stating he needed new glasses. he had an examination 13 months prior and notes

you ar reviewing the vision exam benefits for Antwan Bergman. He presented for an eye exam stating he needed new glasses. he had an examination 13 months prior and notes he can have an exam every year. his benefits are as follows:
PPO-medical care office visits
in-network benefit-one vision exam every 2 calendar years
out-of-network deductible and coinsurance of 20% covered every 2 calendar years
what is Mr. Bergman’s benefit?
A. the patient will need to pay out-of-pocket
B. the patient pays 20% of the cost of the exam
C. the patient pays nothing