Social and economic inequalities lead to imbalances in opportunities for advancement and growth. These imbalances lead to a greater sense of insecurity and lack of control.

DQ1 Social and economic inequalities lead to imbalances in opportunities for advancement and growth. These imbalances lead to a greater sense of insecurity and lack of control. Microfinance or village banking programs are approaches used to encourage shared risk, security in savings, and opportunities for capacity building. Discuss the potential of such microfinance programs in lower-income communities where irregular income is common and their impact on reducing social and economic disparities. In your response, identify a specific example of such a program in a low-income or middle-income country and critically discuss one challenge and one benefit of the program. Evaluate the relationship between economic microfinance programs and social inequalities.

DQ2 Inequalities lead to feelings of despair, depression, and anxiety often associated with substance use disorders. Consider the following scenario: Mr. Banda is a middle-aged man living in rural Malawi with a wife and three young children. He often travels to find work while his wife and children maintain the family farm to sustain themselves. Recently, Mr. Banda found out he was HIV positive without access to HIV antiretroviral therapy in the village. He became severely depressed and turned to alcohol to help him cope as an available social outlet. Over time, he started to drink on credit against his family’s harvest. When harvest time came, the tavern owner showed up at Mr. Banda’s home demanding half of his harvest to pay off his debt. Mr. Banda has come to you to ask for help. How would you respond to Mr. Banda after he shared his story with you? Discuss three social or economic inequalities influencing Mr. Banda’s actions and options. How would you leverage the strengths of faith-based organizations or

churches in the area to address these factors influencing Mr. Banda’s options assuming others in the community are going through similar situations? Watch the “Aid and Development” video to help you in answering this discussion question.

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