Simphive and her husband James are in business together as florists
Simphive and her husband James are in business together as florists. Deliveries for the business are done by a vehicle owned by Simphive. James incured this vehicle in his own name. When the vehicle is damaged by a severe hailstorm and James lodges a claim against the insurer, the insurer refuses to pay. It contends that James had no incurable interest in the vehicle. Advice James on his legal position
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