Defined Benefit or Contribution Plans
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Congress passed the Employment Retirement Income Security Act to protect employee benefits including pension or retirement benefits. Answering the following questions.
What protections does ERISA provide to employees in general?
Why are these protections important?
Can employees truly rely on benefits such as health insurance and retirement?
Now think about the modern world. There is national health insurance available through the Affordable Care Act and Social Security does exist as a disability insurance and retirement program. Does it make sense in the modern world for employer-run health and benefit plans for insurance and retirement to still exist, or would it be better to redeploy those resources in other ways?
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