How does the current interest rate environment in the U.S. affect the interest rate risk that bondholders are subjected to in the U.S.? What would be your recommendation to people c

– How does the current interest rate environment in the U.S. affect the interest rate risk that bondholders are subjected to in the U.S.? What would be your recommendation to people close to retirement that are typically advised to hold a significant portion of their retirement portfolio in U.S. bonds? (Hint: check the current and historical levels of the Federal Funds Rate, which is the baseline interest rate in the U.S.) 

–  - – response should be a minimum of two paragraphs and should be between 200 and 250 words. The font is Times New Roman, font size should be 12, and the paragraphs are single-spaced. There should be a minimum of one reference supporting your observations. Citations are to follow APA 7.0 , double space.