According to the questionnaire report file and, analyze the data according to the literature review data in the (final draft
According to the questionnaire report file and (final draft.docx), analyze the data according to the literature review data in the (final draft.docx), and another source from outside. Find the relationship between data from different sources, using graphics from the report, and SPSS results. around 5 references
Default Report | |||||||
Last Modified: 2019-08-02 11:22:34 MDT | |||||||
Q2 – What is the highest level of education you have completed? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | What is the highest level of education you have completed? | 1.00 | 6.00 | 2.74 | 1.19 | 1.40 | 38 |
# | Answer | % | Count | ||||
1 | Graduated from High school | 15.79% | 6 | ||||
2 | College student | 28.95% | 11 | ||||
3 | Graduated | 28.95% | 11 | ||||
4 | Postgraduated | 21.05% | 8 | ||||
5 | PhD or above | 2.63% | 1 | ||||
6 | other | 2.63% | 1 | ||||
Total | 100% | 38 | |||||
Q3 – What is your age? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | What is your age? | 1.00 | 4.00 | 2.54 | 0.76 | 0.57 | 37 |
# | Answer | % | Count | ||||
1 | Under 18 | 5.41% | 2 | ||||
2 | 18 – 24 | 45.95% | 17 | ||||
3 | 25 – 34 | 37.84% | 14 | ||||
4 | 35 – 44 | 10.81% | 4 | ||||
5 | 45 – 54 | 0.00% | 0 | ||||
6 | 55 – 64 | 0.00% | 0 | ||||
7 | 65 – 74 | 0.00% | 0 | ||||
8 | 75 – 84 | 0.00% | 0 | ||||
9 | 85 or older | 0.00% | 0 | ||||
Total | 100% | 37 | |||||
Q4 – How long is your working age? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | How long is your working age? | 1.00 | 5.00 | 2.54 | 1.22 | 1.49 | 37 |
# | Answer | % | Count | ||||
1 | Not yet | 24.32% | 9 | ||||
2 | 0-2 years | 27.03% | 10 | ||||
3 | 2-5 years | 27.03% | 10 | ||||
4 | 5-10 years | 13.51% | 5 | ||||
5 | above 10 years | 8.11% | 3 | ||||
Total | 100% | 37 | |||||
Q5 – What is your field of work? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | What is your field of work? – Selected Choice | 1.00 | 3.00 | 2.05 | 0.89 | 0.79 | 38 |
# | Answer | % | Count | ||||
1 | Financial related | 36.84% | 14 | ||||
2 | Information technological related | 21.05% | 8 | ||||
3 | other | 42.11% | 16 | ||||
Total | 100% | 38 | |||||
Q5_3_TEXT – other | |||||||
other – Text | |||||||
Mental health related | |||||||
Art and design | |||||||
Q6 – Have you ever heard of Social lending (P2P Lending?) | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Have you ever heard of Social lending (P2P Lending?) | 1.00 | 2.00 | 1.49 | 0.50 | 0.25 | 37 |
# | Answer | % | Count | ||||
1 | Definitely yes | 51.35% | 19 | ||||
2 | Definitely not | 48.65% | 18 | ||||
Total | 100% | 37 | |||||
Q7 – Do you often have products that cannot be purchased because of financial pressure? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Do you often have products that cannot be purchased because of financial pressure? | 1.00 | 2.00 | 1.30 | 0.46 | 0.21 | 20 |
# | Answer | % | Count | ||||
1 | Yes | 70.00% | 14 | ||||
2 | No | 30.00% | 6 | ||||
Total | 100% | 20 | |||||
Q8 – How do you solve the problem mentioned in the previous question? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | How do you solve the problem mentioned in the previous question? | 1.00 | 3.00 | 1.95 | 0.97 | 0.95 | 20 |
# | Answer | % | Count | ||||
1 | Get help from friends, family, coworkers… | 50.00% | 10 | ||||
2 | Consider loan | 5.00% | 1 | ||||
3 | Cancel purchase | 45.00% | 9 | ||||
Total | 100% | 20 | |||||
Q9 – Have you ever used a social lending product? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Have you ever used a social lending product? | 1.00 | 2.00 | 1.75 | 0.43 | 0.19 | 20 |
# | Answer | % | Count | ||||
1 | Definitely yes | 25.00% | 5 | ||||
2 | Definitely not | 75.00% | 15 | ||||
Total | 100% | 20 | |||||
Q10 – Why don't you want to use a social lending products? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Why don't you want to use a social lending products? – Selected Choice | 1.00 | 5.00 | 2.70 | 1.38 | 1.91 | 20 |
# | Answer | % | Count | ||||
1 | Risk/Unsafe | 30.00% | 6 | ||||
2 | High interest risk | 15.00% | 3 | ||||
3 | Information disclosure | 20.00% | 4 | ||||
4 | Dare not try | 25.00% | 5 | ||||
5 | other | 10.00% | 2 | ||||
Total | 100% | 20 | |||||
Q10_5_TEXT – other | |||||||
other – Text | |||||||
Unnecessary | |||||||
Q11 – What changes it makes, you will consider using it? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | What changes it makes, you will consider using it? – Selected Choice | 1.00 | 4.00 | 2.10 | 1.22 | 1.49 | 20 |
# | Answer | % | Count | ||||
1 | Legal Support/Authorization | 50.00% | 10 | ||||
2 | Reduce interest rate | 10.00% | 2 | ||||
3 | Improve service support | 20.00% | 4 | ||||
4 | other | 20.00% | 4 | ||||
Total | 100% | 20 | |||||
Q11_4_TEXT – other | |||||||
other – Text | |||||||
preferential policy | |||||||
Q12 – How did you first get in touch with these information? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | How did you first get in touch with these information? – Selected Choice | 1.00 | 3.00 | 1.81 | 0.73 | 0.53 | 16 |
# | Answer | % | Count | ||||
1 | AD | 37.50% | 6 | ||||
2 | From other people | 43.75% | 7 | ||||
3 | Search engine | 18.75% | 3 | ||||
4 | Consumer product loan | 0.00% | 0 | ||||
5 | other | 0.00% | 0 | ||||
Total | 100% | 16 | |||||
Q12_5_TEXT – other | |||||||
other – Text | |||||||
Q13 – For what reason that you would choose to use this product? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | For what reason that you would choose to use this product? – Selected Choice | 1.00 | 4.00 | 2.06 | 1.09 | 1.18 | 16 |
# | Answer | % | Count | ||||
1 | Urgent need | 37.50% | 6 | ||||
2 | Financial management | 37.50% | 6 | ||||
3 | Unaffordable | 6.25% | 1 | ||||
4 | other | 18.75% | 3 | ||||
Total | 100% | 16 | |||||
Q13_4_TEXT – other | |||||||
other – Text | |||||||
Q14 – How often would you use a social lending product once? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | How often would you use a social lending product once? | 1.00 | 5.00 | 3.25 | 1.48 | 2.19 | 16 |
# | Answer | % | Count | ||||
1 | once 1~2 weeks | 18.75% | 3 | ||||
2 | once 2~4 weeks | 12.50% | 2 | ||||
3 | once 4~6 weeks | 25.00% | 4 | ||||
4 | once 6~8 weeks | 12.50% | 2 | ||||
5 | above 8 weeks | 31.25% | 5 | ||||
Total | 100% | 16 | |||||
Q15 – How much amount would spend peruse? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | How much amount would spend peruse? | 1.00 | 4.00 | 2.06 | 0.97 | 0.93 | 16 |
# | Answer | % | Count | ||||
1 | 0~50$ | 31.25% | 5 | ||||
2 | 50~100$ | 43.75% | 7 | ||||
3 | 100~200$ | 12.50% | 2 | ||||
4 | above 200$ | 12.50% | 2 | ||||
Total | 100% | 16 | |||||
Q16 – What are the main products that you would want to use social lending to purchase? | |||||||
# | Answer | % | Count | ||||
1 | Electronics/Devices | 22.73% | 5 | ||||
2 | Beauty products | 18.18% | 4 | ||||
3 | Virtual products | 9.09% | 2 | ||||
4 | Daily consumption | 18.18% | 4 | ||||
5 | Luxury products | 13.64% | 3 | ||||
6 | Cloths | 4.55% | 1 | ||||
7 | other | 13.64% | 3 | ||||
Total | 100% | 22 | |||||
Q16_7_TEXT – other | |||||||
other – Text | |||||||
property | |||||||
Q17 – Which loan period do you prefer? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Which loan period do you prefer? | 1.00 | 4.00 | 2.06 | 1.03 | 1.06 | 16 |
# | Answer | % | Count | ||||
1 | 1~3 months | 37.50% | 6 | ||||
2 | 3~6 months | 31.25% | 5 | ||||
3 | 6~12 months | 18.75% | 3 | ||||
4 | over 12 months | 12.50% | 2 | ||||
Total | 100% | 16 | |||||
Q18 – Have you ever experience an overdue from a social lending service? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Have you ever experience an overdue from a social lending service? | 1.00 | 2.00 | 1.63 | 0.48 | 0.23 | 16 |
# | Answer | % | Count | ||||
1 | Definitely yes | 37.50% | 6 | ||||
2 | Definitely not | 62.50% | 10 | ||||
Total | 100% | 16 | |||||
Q19 – Have you ever encountered improper dunning behavior? (SMS or phone booming, etc,.) | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Have you ever encountered improper dunning behavior? (SMS or phone booming, etc,.) | 1.00 | 2.00 | 1.56 | 0.50 | 0.25 | 16 |
# | Answer | % | Count | ||||
1 | Yes | 43.75% | 7 | ||||
2 | No | 56.25% | 9 | ||||
Total | 100% | 16 | |||||
Q20 – Have you ever acting as a lender in a social lending activity? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Have you ever acting as a lender in a social lending activity? | 1.00 | 2.00 | 1.50 | 0.50 | 0.25 | 16 |
# | Answer | % | Count | ||||
1 | Definitely yes | 50.00% | 8 | ||||
2 | Definitely not | 50.00% | 8 | ||||
Total | 100% | 16 | |||||
Q21 – Do you ever not having your lending back? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Do you ever not having your lending back? | 1.00 | 2.00 | 1.25 | 0.43 | 0.19 | 8 |
# | Answer | % | Count | ||||
1 | Yes | 75.00% | 6 | ||||
2 | No | 25.00% | 2 | ||||
Total | 100% | 8 | |||||
Q22 – Will you continue support/use social lending service? | |||||||
# | Field | Minimum | Maximum | Mean | Std Deviation | Variance | Count |
1 | Will you continue support/use social lending service? | 1.00 | 2.00 | 1.25 | 0.43 | 0.19 | 16 |
# | Answer | % | Count | ||||
1 | Yes | 75.00% | 12 | ||||
2 | No | 25.00% | 4 | ||||
Total | 100% | 16 | |||||
Q23 – What would you like to see or improve in this area? | |||||||
What would you like to see or improve in this area? | |||||||
yes | |||||||
YES | |||||||
Q16_7_TEXT – Topics | |||||||
Answer | % | Count | |||||
Total | 100% | 0 |
,
Default Report Social lending Survey August 2nd 2019, 9:48 am MDT
Q2 – What is the highest level of education you have completed?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
What is the highest level of education you have completed? |
1.00 |
6.00 |
2.74 |
1.19 |
1.40 |
38 |
# |
Answer |
% |
Count |
1 |
Graduated from High school |
15.79% |
6 |
2 |
College student |
28.95% |
11 |
3 |
Graduated |
28.95% |
11 |
4 |
Postgraduated |
21.05% |
8 |
5 |
PhD or above |
2.63% |
1 |
6 |
other |
2.63% |
1 |
Total |
100% |
38 |
Q3 – What is your age?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
What is your age? |
1.00 |
4.00 |
2.54 |
0.76 |
0.57 |
37 |
# |
Answer |
% |
Count |
1 |
Under 18 |
5.41% |
2 |
2 |
18 – 24 |
45.95% |
17 |
3 |
25 – 34 |
37.84% |
14 |
4 |
35 – 44 |
10.81% |
4 |
5 |
45 – 54 |
0.00% |
0 |
6 |
55 – 64 |
0.00% |
0 |
7 |
65 – 74 |
0.00% |
0 |
8 |
75 – 84 |
0.00% |
0 |
9 |
85 or older |
0.00% |
0 |
Total |
100% |
37 |
Q4 – How long is your working age?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
How long is your working age? |
1.00 |
5.00 |
2.54 |
1.22 |
1.49 |
37 |
# |
Answer |
% |
Count |
1 |
Not yet |
24.32% |
9 |
2 |
0-2 years |
27.03% |
10 |
3 |
2-5 years |
27.03% |
10 |
4 |
5-10 years |
13.51% |
5 |
5 |
above 10 years |
8.11% |
3 |
Total |
100% |
37 |
Q5 – What is your field of work?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
What is your field of work? – Selected Choice |
1.00 |
3.00 |
2.05 |
0.89 |
0.79 |
38 |
# |
Answer |
% |
Count |
1 |
Financial related |
36.84% |
14 |
2 |
Information technological related |
21.05% |
8 |
3 |
other |
42.11% |
16 |
Total |
100% |
38 |
Q5_3_TEXT – other
other – Text |
Mental health related |
Art and design |
Q6 – Have you ever heard of Social lending (P2P Lending?)
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
Have you ever heard of Social lending (P2P Lending?) |
1.00 |
2.00 |
1.49 |
0.50 |
0.25 |
37 |
# |
Answer |
% |
Count |
1 |
Definitely yes |
51.35% |
19 |
2 |
Definitely not |
48.65% |
18 |
Total |
100% |
37 |
Q7 – Do you often have products that cannot be purchased because of financial pressure?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
Do you often have products that cannot be purchased because of financial pressure? |
1.00 |
2.00 |
1.30 |
0.46 |
0.21 |
20 |
# |
Answer |
% |
Count |
1 |
Yes |
70.00% |
14 |
2 |
No |
30.00% |
6 |
Total |
100% |
20 |
Q8 – How do you solve the problem mentioned in the previous question?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
How do you solve the problem mentioned in the previous question? |
1.00 |
3.00 |
1.95 |
0.97 |
0.95 |
20 |
# |
Answer |
% |
Count |
1 |
Get help from friends, family, coworkers… |
50.00% |
10 |
2 |
Consider loan |
5.00% |
1 |
3 |
Cancel purchase |
45.00% |
9 |
Total |
100% |
20 |
Q9 – Have you ever used a social lending product?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
Have you ever used a social lending product? |
1.00 |
2.00 |
1.75 |
0.43 |
0.19 |
20 |
# |
Answer |
% |
Count |
1 |
Definitely yes |
25.00% |
5 |
2 |
Definitely not |
75.00% |
15 |
Total |
100% |
20 |
Q10 – Why don't you want to use a social lending products?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
Why don't you want to use a social lending products? – Selected Choice |
1.00 |
5.00 |
2.70 |
1.38 |
1.91 |
20 |
# |
Answer |
% |
Count |
1 |
Risk/Unsafe |
30.00% |
6 |
2 |
High interest risk |
15.00% |
3 |
3 |
Information disclosure |
20.00% |
4 |
4 |
Dare not try |
25.00% |
5 |
5 |
other |
10.00% |
2 |
Total |
100% |
20 |
Q10_5_TEXT – other
other – Text |
Unnecessary |
Q11 – What changes it makes, you will consider using it?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
What changes it makes, you will consider using it? – Selected Choice |
1.00 |
4.00 |
2.10 |
1.22 |
1.49 |
20 |
# |
Answer |
% |
Count |
1 |
Legal Support/Authorization |
50.00% |
10 |
2 |
Reduce interest rate |
10.00% |
2 |
3 |
Improve service support |
20.00% |
4 |
4 |
other |
20.00% |
4 |
Total |
100% |
20 |
Q11_4_TEXT – other
other – Text |
preferential policy |
Q12 – How did you first get in touch with these information?
# |
Field |
Minimum |
Maximum |
Mean |
Std Deviation |
Variance |
Count |
1 |
How did you first get in touch with these information? – Selected Choice |
1.00 |
3.00 |
1.81 |
0.73 |
0.53 |
16 |
# |
Answer |
% |
Count |
1 |
AD |
37.50% |
6 |
2 |
From other people |
43.75% |
7 |
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