January 23, 2022

According to the questionnaire report file and, analyze the data according to the literature review data in the (final draft

According to the questionnaire report file and (final draft.docx), analyze the data according to the literature review data in the (final draft.docx), and another source from outside. Find the relationship between data from different sources, using graphics from the report, and SPSS results. around 5 references

Default Report
Last Modified: 2019-08-02 11:22:34 MDT


Q2 – What is the highest level of education you have completed?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	What is the highest level of education you have completed?	1.00	6.00	2.74	1.19	1.40	38

#	Answer	%	Count
1	Graduated from High school	15.79%	6
2	College student	28.95%	11
3	Graduated	28.95%	11
4	Postgraduated	21.05%	8
5	PhD or above	2.63%	1
6	other	2.63%	1
	Total	100%	38

Q3 – What is your age?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	What is your age?	1.00	4.00	2.54	0.76	0.57	37

#	Answer	%	Count
1	Under 18	5.41%	2
2	18 – 24	45.95%	17
3	25 – 34	37.84%	14
4	35 – 44	10.81%	4
5	45 – 54	0.00%	0
6	55 – 64	0.00%	0
7	65 – 74	0.00%	0
8	75 – 84	0.00%	0
9	85 or older	0.00%	0
	Total	100%	37

Q4 – How long is your working age?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	How long is your working age?	1.00	5.00	2.54	1.22	1.49	37

#	Answer	%	Count
1	Not yet	24.32%	9
2	0-2 years	27.03%	10
3	2-5 years	27.03%	10
4	5-10 years	13.51%	5
5	above 10 years	8.11%	3
	Total	100%	37

Q5 – What is your field of work?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	What is your field of work? – Selected Choice	1.00	3.00	2.05	0.89	0.79	38

#	Answer	%	Count
1	Financial related	36.84%	14
2	Information technological related	21.05%	8
3	other	42.11%	16
	Total	100%	38

Q5_3_TEXT – other
other – Text
Mental health related
Art and design

Q6 – Have you ever heard of Social lending (P2P Lending?)
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Have you ever heard of Social lending (P2P Lending?)	1.00	2.00	1.49	0.50	0.25	37

#	Answer	%	Count
1	Definitely yes	51.35%	19
2	Definitely not	48.65%	18
	Total	100%	37

Q7 – Do you often have products that cannot be purchased because of financial pressure?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Do you often have products that cannot be purchased because of financial pressure?	1.00	2.00	1.30	0.46	0.21	20

#	Answer	%	Count
1	Yes	70.00%	14
2	No	30.00%	6
	Total	100%	20

Q8 – How do you solve the problem mentioned in the previous question?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	How do you solve the problem mentioned in the previous question?	1.00	3.00	1.95	0.97	0.95	20

#	Answer	%	Count
1	Get help from friends, family, coworkers…	50.00%	10
2	Consider loan	5.00%	1
3	Cancel purchase	45.00%	9
	Total	100%	20

Q9 – Have you ever used a social lending product?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Have you ever used a social lending product?	1.00	2.00	1.75	0.43	0.19	20

#	Answer	%	Count
1	Definitely yes	25.00%	5
2	Definitely not	75.00%	15
	Total	100%	20

Q10 – Why don't you want to use a social lending products?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Why don't you want to use a social lending products? – Selected Choice	1.00	5.00	2.70	1.38	1.91	20

#	Answer	%	Count
1	Risk/Unsafe	30.00%	6
2	High interest risk	15.00%	3
3	Information disclosure	20.00%	4
4	Dare not try	25.00%	5
5	other	10.00%	2
	Total	100%	20

Q10_5_TEXT – other
other – Text
Unnecessary

Q11 – What changes it makes, you will consider using it?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	What changes it makes, you will consider using it? – Selected Choice	1.00	4.00	2.10	1.22	1.49	20

#	Answer	%	Count
1	Legal Support/Authorization	50.00%	10
2	Reduce interest rate	10.00%	2
3	Improve service support	20.00%	4
4	other	20.00%	4
	Total	100%	20

Q11_4_TEXT – other
other – Text
preferential policy

Q12 – How did you first get in touch with these information?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	How did you first get in touch with these information? – Selected Choice	1.00	3.00	1.81	0.73	0.53	16

#	Answer	%	Count
1	AD	37.50%	6
2	From other people	43.75%	7
3	Search engine	18.75%	3
4	Consumer product loan	0.00%	0
5	other	0.00%	0
	Total	100%	16

Q12_5_TEXT – other
other – Text

Q13 – For what reason that you would choose to use this product?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	For what reason that you would choose to use this product? – Selected Choice	1.00	4.00	2.06	1.09	1.18	16

#	Answer	%	Count
1	Urgent need	37.50%	6
2	Financial management	37.50%	6
3	Unaffordable	6.25%	1
4	other	18.75%	3
	Total	100%	16

Q13_4_TEXT – other
other – Text

Q14 – How often would you use a social lending product once?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	How often would you use a social lending product once?	1.00	5.00	3.25	1.48	2.19	16

#	Answer	%	Count
1	once 1~2 weeks	18.75%	3
2	once 2~4 weeks	12.50%	2
3	once 4~6 weeks	25.00%	4
4	once 6~8 weeks	12.50%	2
5	above 8 weeks	31.25%	5
	Total	100%	16

Q15 – How much amount would spend peruse?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	How much amount would spend peruse?	1.00	4.00	2.06	0.97	0.93	16

#	Answer	%	Count
1	0~50$	31.25%	5
2	50~100$	43.75%	7
3	100~200$	12.50%	2
4	above 200$	12.50%	2
	Total	100%	16

Q16 – What are the main products that you would want to use social lending to purchase?
#	Answer	%	Count
1	Electronics/Devices	22.73%	5
2	Beauty products	18.18%	4
3	Virtual products	9.09%	2
4	Daily consumption	18.18%	4
5	Luxury products	13.64%	3
6	Cloths	4.55%	1
7	other	13.64%	3
	Total	100%	22

Q16_7_TEXT – other
other – Text
property

Q17 – Which loan period do you prefer?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Which loan period do you prefer?	1.00	4.00	2.06	1.03	1.06	16

#	Answer	%	Count
1	1~3 months	37.50%	6
2	3~6 months	31.25%	5
3	6~12 months	18.75%	3
4	over 12 months	12.50%	2
	Total	100%	16

Q18 – Have you ever experience an overdue from a social lending service?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Have you ever experience an overdue from a social lending service?	1.00	2.00	1.63	0.48	0.23	16

#	Answer	%	Count
1	Definitely yes	37.50%	6
2	Definitely not	62.50%	10
	Total	100%	16

Q19 – Have you ever encountered improper dunning behavior? (SMS or phone booming, etc,.)
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Have you ever encountered improper dunning behavior? (SMS or phone booming, etc,.)	1.00	2.00	1.56	0.50	0.25	16

#	Answer	%	Count
1	Yes	43.75%	7
2	No	56.25%	9
	Total	100%	16

Q20 – Have you ever acting as a lender in a social lending activity?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Have you ever acting as a lender in a social lending activity?	1.00	2.00	1.50	0.50	0.25	16

#	Answer	%	Count
1	Definitely yes	50.00%	8
2	Definitely not	50.00%	8
	Total	100%	16

Q21 – Do you ever not having your lending back?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Do you ever not having your lending back?	1.00	2.00	1.25	0.43	0.19	8

#	Answer	%	Count
1	Yes	75.00%	6
2	No	25.00%	2
	Total	100%	8

Q22 – Will you continue support/use social lending service?
#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Will you continue support/use social lending service?	1.00	2.00	1.25	0.43	0.19	16

#	Answer	%	Count
1	Yes	75.00%	12
2	No	25.00%	4
	Total	100%	16

Q23 – What would you like to see or improve in this area?
What would you like to see or improve in this area?
yes
YES

Q16_7_TEXT – Topics
Answer	%	Count
Total	100%	0

Default Report Social lending Survey August 2nd 2019, 9:48 am MDT

Q2 – What is the highest level of education you have completed?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	What is the highest level of education you have completed?	1.00	6.00	2.74	1.19	1.40	38

#	Answer	%	Count
1	Graduated from High school	15.79%	6
2	College student	28.95%	11
3	Graduated	28.95%	11
4	Postgraduated	21.05%	8
5	PhD or above	2.63%	1
6	other	2.63%	1
	Total	100%	38

Q3 – What is your age?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	What is your age?	1.00	4.00	2.54	0.76	0.57	37

#	Answer	%	Count
1	Under 18	5.41%	2
2	18 – 24	45.95%	17
3	25 – 34	37.84%	14
4	35 – 44	10.81%	4
5	45 – 54	0.00%	0
6	55 – 64	0.00%	0
7	65 – 74	0.00%	0
8	75 – 84	0.00%	0
9	85 or older	0.00%	0
	Total	100%	37

Q4 – How long is your working age?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	How long is your working age?	1.00	5.00	2.54	1.22	1.49	37

#	Answer	%	Count
1	Not yet	24.32%	9
2	0-2 years	27.03%	10
3	2-5 years	27.03%	10
4	5-10 years	13.51%	5
5	above 10 years	8.11%	3
	Total	100%	37

Q5 – What is your field of work?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	What is your field of work? – Selected Choice	1.00	3.00	2.05	0.89	0.79	38

#	Answer	%	Count
1	Financial related	36.84%	14
2	Information technological related	21.05%	8
3	other	42.11%	16
	Total	100%	38

Q5_3_TEXT – other

other – Text

Mental health related

Art and design

Q6 – Have you ever heard of Social lending (P2P Lending?)

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Have you ever heard of Social lending (P2P Lending?)	1.00	2.00	1.49	0.50	0.25	37

#	Answer	%	Count
1	Definitely yes	51.35%	19
2	Definitely not	48.65%	18
	Total	100%	37

Q7 – Do you often have products that cannot be purchased because of financial pressure?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Do you often have products that cannot be purchased because of financial pressure?	1.00	2.00	1.30	0.46	0.21	20

#	Answer	%	Count
1	Yes	70.00%	14
2	No	30.00%	6
	Total	100%	20

Q8 – How do you solve the problem mentioned in the previous question?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	How do you solve the problem mentioned in the previous question?	1.00	3.00	1.95	0.97	0.95	20

#	Answer	%	Count
1	Get help from friends, family, coworkers…	50.00%	10
2	Consider loan	5.00%	1
3	Cancel purchase	45.00%	9
	Total	100%	20

Q9 – Have you ever used a social lending product?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Have you ever used a social lending product?	1.00	2.00	1.75	0.43	0.19	20

#	Answer	%	Count
1	Definitely yes	25.00%	5
2	Definitely not	75.00%	15
	Total	100%	20

Q10 – Why don't you want to use a social lending products?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	Why don't you want to use a social lending products? – Selected Choice	1.00	5.00	2.70	1.38	1.91	20

#	Answer	%	Count
1	Risk/Unsafe	30.00%	6
2	High interest risk	15.00%	3
3	Information disclosure	20.00%	4
4	Dare not try	25.00%	5
5	other	10.00%	2
	Total	100%	20

Q10_5_TEXT – other

other – Text

Unnecessary

Q11 – What changes it makes, you will consider using it?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	What changes it makes, you will consider using it? – Selected Choice	1.00	4.00	2.10	1.22	1.49	20

#	Answer	%	Count
1	Legal Support/Authorization	50.00%	10
2	Reduce interest rate	10.00%	2
3	Improve service support	20.00%	4
4	other	20.00%	4
	Total	100%	20

Q11_4_TEXT – other

other – Text

preferential policy

Q12 – How did you first get in touch with these information?

#	Field	Minimum	Maximum	Mean	Std Deviation	Variance	Count
1	How did you first get in touch with these information? – Selected Choice	1.00	3.00	1.81	0.73	0.53	16

#	Answer	%	Count
1	AD	37.50%	6
2	From other people	43.75%	7
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