CONSUMER AND PROVIDERS COSTS

CONSUMER AND PROVIDERS COSTS

CONSUMER AND PROVIDERS COSTS

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In response to federal policy and service requirements, health insurance plans are increasingly developing high-deductible insurance policies and narrow networks. These types of policies require the consumer to pay more out of pocket. To portray this in a positive light, this trend has been labeled as “consumer-based” to suggest that the consumer must pay more from their own funds, and thus, encourage consumers to make better health care choices. On the other hand, this could be labeled as a burden on the consumer.

Write a 350- to 525-word article that identifies and evaluates the impact that federal or state health care policies have on consumer costs. Explore both positive and negative effects.

Publish the article on your own social media account (e.g., LinkedIn, Facebook, etc.), or post it on a health care message board of your choice.

When my brother bought a car, I helped him research different makes and models. We were able to compare the performance, safety, and pricing of his top choices before stepping into any dealerships. He was able to test drive the cars before making a final decision. I stood by as he haggled with the salesperson to get to a price that worked for both of them. It was a little higher than my brother could cover on his own, but the dealership was prepared with different lending options.

Throughout the process, my brother knew what his options were, how much they would cost, and how he would pay for his car.

A month later, our mother was suddenly diagnosed with cancer. She was immediately admitted to the hospital to undergo emergency surgery, the start of what ended up being a yearlong battle with the disease.