One of the most important aspects of starting and maintaining your business is being financially responsible and prepared to cov

One of the most important aspects of starting and maintaining your business is being financially responsible and prepared to cover all the costs needed including overhead, operations, supplies, materials, salary, permits, taxes, and insurance. Keeping these things in mind, for this Discussion Board review the Small Business Administration website and all the offerings that you would be able to use and benefit from.

Review the site carefully.  View it as a Web page.https://www.sba.gov/

For more than fifty years, the SBA has helped entrepreneurs start, grow and succeed in their business ventures. For all kinds of business owners across the country – including in traditionally underserved communities – SBA provides resources and access to the capital they need to flourish. Here's how we help entrepreneurs and business owners who are:  

• Minorities: Interested in government contracting? The 8(a) Business Development Program helps small, disadvantaged businesses compete in the marketplace.
• Women: From registering your business to hiring your first employee, we’re here to help you launch your small business. 
• Native Americans: We have opportunities and programs designed to help Native American entrepreneurs start and manage their businesses.
• Veterans: From the military world to the business world, SBA has customized resources to help our veterans succeed.
• 50+ Entrepreneurs: Are you nearing retirement and exploring new opportunities? We have information and tools to help "encore" entrepreneurs start and run their businesses.
• People with Disabilities: Explore resources and links to help disabled people establish and manage small businesses.

Our online Learning Center also offers free, self-paced courses tailored to your business type and more, so you can get the online training you need when you need it.  At SBA, we're in the business of businesses – and in making sure our diverse entrepreneurs across the U.S. access the resources and capital they need to find success in their ventures.

Please reply to this discussion forum.  This is for a grade. Please submit your response, then reply to a minimum of 2 classmates with your thoughts of their business and ideas and suggestions on their business and plans of how to utilize SBA. This is for a grade. 

1. Finances are extremely important to the solvency of a business. Discuss how you may use the information above and the SBA website offerings to help you start your dream business or grow or support your existing business? If you do not qualify as an underserved groups, how can you still use the SBA to your advantage in a business changing environment?

2. The Dallas SBA Regional office https://www.sba.gov/offices/district/tx/dallas-fort-worth can offer local opportunities and assistance in our DFW area. They have a better understanding of the local economy and can provide local contacts to assist you. The U. S. Small Business Administration currently offers a federal federal small business loan program that supports small businesses’ recovery from the COVID-19 disaster’s economic impacts by providing accessible and borrower-friendly capital.  Do you know someone who has sought out assistance from local non-profit or for-profit agency or a bank or have you worked for a financial institution or organization that works to support small businesses somehow? If so, share some information on how best to navigate the systems. If not, then share some additional opportunities and offerings you learned from your life experience or google searching on the web that exist for businesses to reach out to? 

3. In reviewing the SBA site, what are some things that you found the SBA does not help or support small businesses with that you think would be great if they did? Be specific by including examples.